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Minimum and restrict several months for repayment – off 62 months to help you 24 months.APRs are normally taken for 4.99% to % and you will differ by the bank.User example of the full cost of the borrowed funds (and all applicable charges)Amount borrowed – $750. Mortgage term – one year. Annual percentage rate – 7%.Your own monthly installment is $.The total amount repayable could well be $, and also the financing costs $