Suggestion # 1: Prepare yourself at least 6 months in advance
W-2s on the history 2 years.
1099 models for those who are independent builders otherwise own a good providers
Paycheck stubs going back 30 days
The most up-to-date federal income tax get back (Particular loan providers request two years off tax statements)
Checking and savings account comments over the past a few months
Statements of other financial possessions for the last two months, in addition to Dvds, IRAs, 401 (k) accounts, carries, ties, and you can a property holdings