Idea # 1: Prepare at the very least half a year ahead of time
W-2s on the history a couple of years.
1099 models for those who are separate builders or very own a beneficial business
Salary stubs during the last a month
The most up-to-date government income tax return (Certain lenders ask for couple of years out of taxation statements)
Checking and you may family savings comments for the past a couple months
Comments off other financial possessions for the last two months, including Dvds, IRAs, 401 (k) account, brings, securities, and you will a house holdings